What The Future Looks Like in Finance and Fintech: Jo Ann Barefoot, Nick Hughes and Brett King Live From Virgin Unite
In This Episode
In a rare and inspiring crossover episode, Breaking Banks teams up with Barefoot Innovation to bring you a special dispatch from Necker Island, BVI. Hosted by Brett King and Jo Ann Barefoot, this episode captures the energy and insight of a one-of-a-kind fintech gathering organized by Virgin Unite: an event bringing together innovators from around the world, from a cross section of industry, exploring what the future of finance could (and should) look like.
Podcasts hosts and speakers Brett and Jo Ann share their talks and insights from this carbon neutral event, connecting with Dr. Nick Hughes, OBE, father of M-Pesa, co-founder of M-Kopa and now Managing Director 4rdigital.com, the fourth revolution is digital, to cover all things fintech. Listen as these leaders discuss applications of fintech in other markets and all that is possible if we come out of our silos and collaborate -- the combination of problem solving perspectives, resources, networks and more can make an impact on some of the world's toughest challenges. We have the tech to do what we need to do, the potential is enormous! If you're looking for inspiration and forward-thinking ideas this episode delivers!
--------
41:01
Insider Advice From A Serial Entrepreneur, Cokie Hasiotis
In This Episode
Killing It is back! Jason Henrichs' series on banking and fintech entrepreneurs returns with Cokie Hasiotis
In this episode of Breaking Banks, Jason Henrichs connects with Cokie, serial entrepreneur and exited founder of Twali and drippi. Cokie candidly shares her entrepreneurial journey, providing insights into the emotional challenges and tolls inherent in entrepreneurship, and the stress of pivoting business. She also reflects on how these experiences have shaped her, underscoring the significance of community, the importance of self-awareness and filtering advice from others. Tune in to hear more about identity as a founder, navigating loss, soft landings, and transitioning to new opportunities.
https://www.youtube.com/watch?v=Ar6NpEoUw4Y
--------
35:04
Fintech Podcast Mashup: Breaking Banks x Fintech Daydreaming
In This Episode
This week on Breaking Banks, it’s a powerhouse podcast mashup you won’t want to miss.
What happens when two leading voices in fintech join forces? You get a fast-paced, insight-packed conversation on the future of finance, banking innovation, and emerging technologies—recorded live in Finland.
Breaking Banks host Brett King teams up with Pål Krogdahl and Ville Sointu, hosts of the Nordics’ #1 fintech podcast Fintech Daydreaming, for a high-level exploration of where the industry is headed next.
In this episode, they dive into some of the most important developments shaping the future of financial services, including:
*The rise of mobile money and how it's reshaping economies
*The role of digital identity in secure, seamless transactions
*The concept of Q-Day and its long-term implications for cybersecurity in banking
*Smart contracts and business process in an autonomous algorithmic marketplace
*Agentic AI, KYM (Know Your Machine) and AI in Financial Transactions, and
*A sneak peek at Brett’s upcoming book, Branch Tomorrow
This wide-ranging conversation serves as both a primer and a deep dive into the innovations transforming fintech right now. Whether you're tracking the next big trend or trying to stay ahead of digital disruption, this episode delivers high-value insights from three thought leaders at the forefront of change.
Listen now and get future-ready!
https://www.youtube.com/watch?v=f_SjmoJZlY4
--------
47:30
Foiling the Invisible Heist: The New Banking Playbook to Land and Expand Commercial Relationships through Digital Banking
In This Episode
There’s something happening beneath the surface of every pizza order, every childcare payment, and every invoice sent by businesses across America. A quiet revolution that most people— sometimes even business owners themselves— have barely noticed.
Traditional banks are being methodically extracted from the daily financial lives of businesses, replaced by something more streamlined, more embedded, as banking becomes just another node in a business operating system.
We dug into those threats last episode on “The Invisible Heist”. This week, Jorge Garcia, Founder and CEO of Linker Finance, and Samer Saab, SVP of Product for Alloy Labs, join host JP Nicols and co-host Barb MacLean as we look at some viable options for banks to foil the heist and create a competitive response.
We’ll look at the surprising opportunities sitting right in front of us, and how banks are rewriting the playbook to land and expand commercial customers through digital banking.
https://www.youtube.com/watch?v=cX2D6ZE2DdM
--------
47:30
The Invisible Heist: How Software Companies Are Quietly Stealing Your Commercial Relationships
In This Episode
Banking executives, your business customers aren’t leaving you for another bank—they’re leaving banking altogether— at least partially. For now.
As a part of our “Unbreak the Bank” series we dissect the most significant existential threat to community financial institutions since the 2008 crisis: the systematic extraction of business banking services into everyday business software.
Community banks are hemorrhaging 12-18% of operational deposits annually to companies that don’t even consider themselves “banks”, and they’re moving upmarket.
The competitive battlefield has shifted, and “relationship banking” is not enough to compete. Customers are integrating business solutions into their daily workflow, and banks risks being shut out altogether.
Discover why the future isn’t about being the best business bank – it’s about being a relevant layer in the best business experience.
Fintech Takes founder Alex Johnson and Velocita founder Barb MacLean join host JP Nicols to reveal how embedded lending is systematically dismantling banking relationships as Quickbooks, Square, Toast, and others integrate financial services directly into business workflows, and explore some options for how banks can respond.
https://youtu.be/FV5wUyhng6c?si=KpsHDtG0V4rRXSWt
The #1 global fintech radio show and podcast. Every week we explore the personalities, startups, innovators, and industry players driving disruption in financial services; from Incumbents to unicorns, and from the latest cutting edge technology to the people who are using it to help to create a more innovative, inclusive and healthy financial future.